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    Return of Repossessed Vehicle After Filing Bankruptcy

    Get a Fresh Start! Let Our Bankruptcy Lawyers Help You.
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    By submitting your request, you grant The Cochran Firm Atlanta Bankruptcy permission to contact you using the phone and/or email address you provided and that we may use an automatic telephone dialing system even if the number you provided is a wireless phone number.

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    Even if your vehicle has been repossessed, we may be able to get it back by filing for chapter 13. You can usually get your vehicle back if you file for chapter 13 within 10 days of the vehicle being repossessed.Lady leaning up against a car If your vehicle was repossessed, time is of the utmost importance. Call our office and schedule an appointment. Make sure to tell the person answering the phone that your vehicle was repossessed.

    If you miss a payment on your vehicle, under Georgia law, the creditor may repossess the vehicle and sell it to someone else. If the creditor wishes to pursue you for any difference between what it sold the vehicle for and how much you owe on it, the creditor must send you a letter notifying you of that fact within 10 days of repossessing the vehicle. Failure to do this on the part of the creditor would result in an inability to collect any deficiency from you. For that reason, most vehicle creditors wait 10 days before selling a repossessed vehicle.

    If the creditor plans on pursuing a deficiency against you and it has not sold the vehicle within the 10 day period, you can get the vehicle back through the filing of Chapter 13 bankruptcy protection, provided that you file timely. Although it may be possible to obtain your vehicle after the 10 days have expired, the longer you wait, the less likely you will be successful in getting the vehicle back. The sooner you file after repossession, the more likelihood of success you will have in retrieving your vehicle.

     

     

     

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    These fields are present to prevent automated submission systems. If you see it, please do not fill in a value.

    By submitting your request, you grant The Cochran Firm Atlanta Bankruptcy permission to contact you using the phone and/or email address you provided. You agree that we may use an automatic telephone dialing system even if the number you provided is a wireless phone number.

     

     

  • Get a Fresh Start! Let Our Bankruptcy Lawyers Help You.
    - -

    By submitting your request, you grant The Cochran Firm Atlanta Bankruptcy permission to contact you using the phone and/or email address you provided and that we may use an automatic telephone dialing system even if the number you provided is a wireless phone number.

    These fields are present to prevent automated submission systems. If you see it, please do not fill in a value.

     

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    Contact us today for a FREE initial consultation with a bankruptcy attorney!

     

     

     

 

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1-800-THE-FIRM (800-843-3476)